Insurance Plans for Every Stage of Life

From comprehensive family protection to child education funds and secure retirement income.

All Plans Endowment Plans Money Back (Anticipated) Child Future Plans Term Plans Growth & Retirement
ChildPlan Popular
Citizen Child Future Plan Plus
A comprehensive financial cushion for your child's higher education and dreams

An anticipated endowment assurance plan dedicated to funding future expenses such as medical/engineering colleges, abroad studies, and career setups.

Eligibility Child Entry Age: 0 to 17 years; Parent Age: 18 to 55 years.
Policy Term Maturity aligned with child reaching age 18 to 25.
Min Sum Assured NPR 100,000
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UniversalGrowthPlan Popular
Citizen Savings Growth Plan
A Universal Life Insurance plan maximizing returns and financial stability

Citizen Saving Growth Plan is a Universal Life Insurance Plan that provides an opportunity of disciplined investment alongside life protection.

Eligibility Minimum Age: 16 years; Maximum Age: 60 years; Maximum Maturity Age: 70 years.
Policy Term 5 to 30 years.
Min Sum Assured NPR 100,000
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EndowmentPlan Popular
Citizen Endowment Plus Insurance Plan
The gold standard of life assurance with guaranteed savings and bonuses

This profit plan is the most popular form of life assurance. It provides sum assured along with bonus upon maturity or to the nominee on untimely demise.

Eligibility Minimum Entry Age: 11 years; Maximum Entry Age: 65 years.
Policy Term 5 to 40 years.
Min Sum Assured NPR 50,000
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MoneyBackPlan Popular
Citizen Regular Pay Money Back Insurance Plan
Periodic milestone liquidity to meet life's regular goals with continuous life cover

This anticipated endowment policy is specifically designed to pay periodic survival amounts at fixed intervals while preserving full life protection.

Eligibility Minimum Age: 16 years; Maximum Age: 55 years.
Policy Term 15, 20, or 25 years.
Min Sum Assured NPR 100,000
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TermPlan Popular
Citizen Jeevan Sarathi Yojana
Lifelong companion plan providing enduring care and dignity in old age

Specially formulated for Nepal's evolving socio-cultural context, providing reliable pension income and lifetime protection for senior citizens.

Eligibility Entry Age: 20 to 55 years.
Policy Term 10 to 30 years.
Min Sum Assured NPR 250,000
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Riders
Critical Illness Rider
Comprehensive financial defense against 20 major critical illnesses

An indispensable rider covering cancer, kidney failure, heart attack, and stroke with immediate lump sum payout upon diagnosis.

Eligibility Can be attached to all base Citizen Life policies for ages 18 to 60.
Min Sum Assured NPR 100,000
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TermPlan
Foreign Employment Term Life Policy
Mandatory, reliable protection for Nepali brothers and sisters working abroad

Approved by the Nepal Government & Insurance Authority, providing high sum assured protection, repatriation, and disability cover for foreign migrant workers.

Eligibility Age 18 to 60 with valid labor permit (Shram Swikriti).
Policy Term Contract duration (typically 2 to 3 years).
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Smart Planning

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